Why is the financial market important

In Anno1777 the financial market is a mechanism that allows people to buy and sell  financial securities (such as stocks and bonds) open bank accounts  or exchange currency on the currency exchange market. With a very competitive market economy it allows many interested buyers and sellers to meet in one "place”, thus making it easier for them to find each other and trade their "goods”.

The capital market in anno consists of :

• Currency exchange market – it allows people to exchange different types of currency (EURO/GOLD or Local Currency)  wich means a party purchases a quantity of one currency by paying a quantity of another currency To exchange any  type of currency go to Financial Market tab in the main menu and select the currency exchange section.

• Banks – allow people to take loans to open current accounts or to make deposits, you can find the bank section by going to the financial marekt tab in the main menu and selecting  Banks , there you will find three tabs loans , accounts and deposits.

• Stock market – The securities traded on the stock exchange market section are shares wich may or may not  provide income to their owners.Finding out wich shares are worth buying may prove essential if you plan on becoming a stock exchange broker. To find the Stock exchange market section go to Financial Market tab in the main menu and select "Shares” tab , there you will find listed all available shares for sale and details like current owner , number of current stocks for sale and the price/1share .To buy shares  you need to fill in the quantity you wish to aquire and press the buy button.Share prices tend to rise or remain stable when companies and the economy in general show signs of stability and growth.

Bonds market – Bonds are financial titles issued by the governments. With these bonds a government basically loans money from players. You will receive interests when owning a bond , bonds are guaranteed by the system. Bonds are issued in gold or local currency and have a nominal value of 1. Each day you own a bond you will receive an interest specified by the issuing government. Basically a bond is a formal contract to repay borrowed money with interest at fixed intervals. To buy bonds go to Financial Market tab in the main menu and select "Bonds” section.

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FINANCIAL MARKET

What is the Financial Market ?

Probably the place where you’ll make most of your money , if you’re
smart, fast and lucky. "Buying low and selling high” can make you a lot
of euros in just a few seconds , will you be fast enough to buy before
everyone else when the exchange rate drops ?

Let’s say you’re a resident of USA , obviously your local currency
wil be the USD. Before we advance with our tutorial you must understand
that on the financial market we can work with 3 types of currency :

• EURO

• GOLD

• Local Currency ( in our case the US dollar)

• EURO – It’s a global market so it’s behaviour will be influenced by every citizen of every country that buys or sells EUROS.

• GOLD – Is the second currency in anno. If you
  decide to keep your cash in gold you can speculate on the euro market ,
  by buying everytime someone sells and selling back when the exchange
  rate rises. People usually sell or buy 2 or 3 euro so there’s not much
  room for bigger gains.

• LOCAL CURRENCY – This is probably the most
  speculated market in the game, it can bring huge gains (like 100 euro in
  just a few seconds). Imagine someone selling 1000 gold units on the
  market the local currency will fall to 3 maybe 4 USD/1 gold . Buying USD
  at 4 units/1 gold and selling it at 20 USD/1 gold can bring you a
  considerable gain.

Just in case you're not fast enough, and you realise you just bought at
24 instead of 4 usd/1 gold, sell them back quickly and you will only
lose a few "coins”.

Another thing you should keep in mind is that usually countries have a
tax of 1% , wich means everytime you buy or sell something on the
financial market the goverment budget gets 1% of the transaction value.

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ATTACK AND DEFENCE

In Anno1777 a player can wear/use attack weapons and defensive armour. Each comes in 10 different types .

• - Attack weapons type:dagger,mace,sword,spear,flail,axe,bows and arrows,crossbow,gun and rifle.

• - Defensive armours type :chainmail shirt , elbow guards, shield , leg armour, arm guards , helmet , gauntlets , breastplate,paulders and boots.

• Each weapon/armour comes with 5 different degrees of quality rated with stars, this means with each star, weapons/armours have better durability and will give you more attack/defence points.

•  Example :- 1 star dagger can be used in 10 fights and will give you 100 attack points

•   5 star dagger can be used in 50 fights and will give you 500 attack points.

• Weapons have a Total Attack bonus and armours have a Total Defence bonus .

• Attack Points

• Each weapon you have in your inventory will give you bonus attack points ,depending on their quality  the sum of these points will be your Attack Points.

• Total atack points

• Based on your Attack Points and your Wellness the Total Attack is determined. The formula is TA = AP% W where TA – total attack, AP-attack points, W-wellness.

• Example – if you have 60 % wellness and 3 weapons in your inventory each with 100 attack points, your total attack points will be 300 / 60% meaning your total attack points will be 180.

• Defence Points

• Each armour you have in your inventory will give you bonus defence points ,depending on their quality  the sum of these points will be your Defense Points.

• Total  Defense Points

• Based on your Defence Points and your Wellness the Total Defense is determined. The formula is TD = DP% W where TD – total defence, DP-defence points, W-wellness.

• What good are weapons if you don’t use them in fights, to attack another player go to Fight tab , a list of targets will be displayed choose one and press the attack button , the winner is decided by comparing the attackers total attack points with the defender total defense points.

• Example  – Player X (attacker) has 100 total atack points and player Z (defender) has 99 total defence points result – player X wins the battle, even if defenders points were 100 he would still lose the battle.

•  You can’t have two weapons of the same type in your inventory

• When a weapon finishes it’s life span will dissapear from your inventory.( depending on it’s quality level each weapon/armour cand be used/withstand a certain number of attacks)

• To buy weapons go to goods/weapons and select from the drop down menu the weapon/armour of your choice.

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GET YOUR BONUSES

This is the good stuff so don't forget to pick up your BONUS
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Bonuses are incentives granted by the elected government to players when they meet certain requirements.Bonuses are paid from the budget.The two key elements of a budget are revenues and expenses ; revenues are derived primarily from taxes . When expenses exceed a budget revenues , the governement goes broke, this means that bonuses will no longer be paid until the budget is stabilized. Bonuses in the game are mostly related to players activities , attack bonus ,  or work bonus for example ensure that players are paid for their activities , if these bonuses were to seize being paid players will no longer be encouraged to attack or work, therefore the economy will be affected and the consumption of goods will fall ,basically that country will freeze. You can understand now why is extremely important for a government in Anno1777 to maintain a balance between revenues and expenses.
There are 5 types of bonuses in Anno1777

• 1. Attack bonus – every time a player wins a fight he receives a bonus , according to it’s wellness.

Example : if the attack bonus granted by the government in USA is 2 USD and our attacker has 50% wellness he will receive 1 USD for his successfull attack.This bonus is paid instantly by the budget everytime a player succeeds attacking a target.

• 2.Direct slave bonus ( Slaves owner bonus) – for every direct slave you own the budget pays you a bonus according to your wellness , direct slaves can be aquired by means of attack or by aquisition from the Slave market. You can collect this bonus once every 24 hours by going to the Bonuses tab in the main menu.

• 3.Referrer Bonus – for every permanent slave you own the budget pays you a bonus according to your wellness. Permanent slaves are aquired when a player enlists in the game through your refferal link or they can be purchased from the Slave Market/ Permanent slaves section.This bonus can also be collected only once every 24 hours.

• 4.Complete profile bonus – You are entitled to this bonus if your profile/pics is/are fully updated and approved by the government of your country.You can collect this bonus once every 24 hours by going to the Bonuses tab in the main menu.

• 5.Work bonus – the government encourages people to owrk by granting the work bonus. You will become eligible for this bonus after 5 days of work in a row. This bonus is also paid according to your wellness and is collected automatically .

- You receive bonuses only if the budget is stable, even if you become eligible for a bonus if there are no money in the budget you will receive 0 amount of money .
- There are timed bonuses ( collected once every 24 hours) and instant paid bonuses.
- Each player has a citizenship which determines the currency in wich players collect their bonuses.
- Bonuses are paid without restricting players to a certain location. You can be anywhere in the world of Anno1777 and  still be able to collect your bonus.
-There is no limit to how much money you can cash in from the government as bonus .
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HOW TO MAKE MONEY IN ANNO 1777?

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MAKE MONEY IN ANNO1777
SLAVE HUNTING
Slave hunting is a procedure that allows you to make money by identifying players who have become inactive, players with assets like companies,permanent or direct slaves , shares , assets that can be yours .

And how will i get his companies or slaves you might ask ?

• If a direct slave account expires ( usually the account is deleted after 30 days) all his companies, shares, direct slaves and houses will be given to his master....all the currencies he has on his wallet will go to the government budget.

• If a permanent slave account expires all his permanent slaves will go to his permanent master.

How do i identify these slaves ?

There are many methods so i will only explain one :

• Step one - go to the slave market and check for slaves who are about to expire , they usually have a red line , meaning they've been inactive for at least 20 days , copy their name and go to "RATINGS" , paste the name there and from the dropdown menu check to see the number of permanent slaves he has or direct slaves , after that it's all just math, check to see the price he's being sold for and if it's worth'it buy him , of course some slaves are not blocked so you may want to quickly move in the region they are located attack and block them.

• Step two - Finding out wich slaves have shares or companies- now this is a serious challenge since the game does not allow you too see some sort of tables with company owners or so on, so we'll use two methods :start veryfing shareholders on every company you find on the stock market or  on goods market and so on , verify those stock owner on the RATING section see if they're active or not, this may prove to be a very tidious work but in the end finding 1 slave with 1 or 2 or 3 companies can bring you for 10 to 50 euros...so it's worth it for some people. Another way to do it is by knowing many company owners , having friends in the game who will notify you if someone is inactive , if you know that he has companies then you should block him and wait for his account to expire, but usually everyone is very secretive about who's inactive .

OWN HUNDREDS OF SLAVES

This technique will teach you how to make money by being the owner of hundreds of slaves and how to cash in big bonuses from the government. There's a few steps you will need to follow and you will need to do some math on your own since the prices on the slave market do tend to fluctuate, same goes for the bonuses awarded by the government.

• In short terms what you will do is buy from the slave market unblocked slaves , as many as you can afford , for this techinque to be effective and to actually make some profit you need to have 100% wellnes or more.

For this tutorial i have chosen USD as our base currency you will need to redo the math if your not a resident of USA according to your native local currency :

• We will assume in USA the bonus awarded by the government for direct slaves is 1 USD , wich means for each direct slaves you own  at 100% wellness you will receive 1 USD.

• We will assume the price for direct slaves on the market is 0.05 GOLD units , next obvious step is to see if the government bonus ( 1 USD) covers the purchase of the slave from the market so let's do the math :

• 1 GOLD can be exchanged on the currency market for 14 USD wich means that 0.1 GOLD = 1.4 USD , 0.05 GOLD = 0.7 USD , so you will basically buy a slave for 0.7 USD and receive form the government a bonus of 1 USD , you will gain 0.3 USD for each direct slave you own at 100% wellness.

Next step would be buying slaves , before we do that there are some things we need to make sure of  :

• we should start buying slaves half an hour or 20 mins. before we cash in our bonus ( depending on how many slaves you wish to buy the amount of time can be diminished or increased ), otherwise you risk losing the slaves you bought to other people..you will always lose some or all , but it's best to lose them after you got your bonus.

• we should drink wine before we collect our bonus , we need to make 100% wellness without food or newspapers, you can do that with clothes , wine and by living in a house .

• you should program the food ration to boost your wellnes right before you cash in the slave bonus from the government this will take you to 105% wellness

• you should read 10 newspapers after you have 100% or 105% wellness this will take you to 115% wellnes ( each q5 article grants 1 point of wellness)

• you can go beyond 100% wellness only with newspapers and food ( wine doesn't work so don't try it)

Assuming we followed all this steps we can go on with our math so :

• let's say we bought 1000 direct slaves with 0.05 GOLD/slave this means we paid 50 GOLD units wich translates into 700 USD .

• at 100% wellness for 1000 owned slaves we will receive from the government ( direct slave bonus) , 1000 USD so we will make 300 USD profit/day ( 300 USD = 21.4 GOLD units = 3.5 EURO at 6 GOLD /1 EURO ) .

• However if you followed my previous steps you have just cashed in your government bonus at 116 % wellnes wich will mean another 16 % profit (   300 x  16% = 48 USD )

As i have stated in the begining of this tutorial you should do the math very acurately as there is no room for mistakes here , you may have different bonuses in your country so don't forget to replace the data with the correct one.

• Also it's usually profitable to work as soon as you have cashed in your bonuses , working at 116% wellness will yield you additional income .

You should test this technique first don't jump to 1000 slaves directly buy 20 or 50 and see how well it works out  and keep in mind if you decide to become a SLAVE OWNER you need to give up attacking cause you will lose lot of wellnes and you wont be able to get to 100 % .

RENTING HOUSES

This procedures is very simple to follow and will guarantee you a steady source of income. You will need to have a house  construction company and to invest some money in raw materials in the begining.Let us proceed .

• Build houses Quality 1 or Quality 5 those are the ones who are usually rented by people . Once you've build your first house sell it to yourself for 1 USD . You will find the house in your inventory and you will be able to set the price for rent there. Take a look at demographics check out the regions with the biggest population and estimate their demand , according to that estimate start building and renting houses. When thedemand gets low move to another region and repeat the previous steps.

Let's crunch some numbers :

• In region A you have 10 level 1 houses for rent at 1 USD/day and 5 level 5 houses at 5 USD/day , total monthly revenue form houses will be 1050 USD assuming we only manage to rent them for 15 days out of 30 and we will still make around  500 USD , assuming we add to my example 5 more regions we will make around 2500 USD/month .

Keep in mind though that houses are very costly to produce so you should probably make an estimate on how long till you start recovering your investment .

MAKE MONEY SELLING WINE

You have probably learned by now that wine gets more expensive as it gets older , thats because of the wellness bonus that increases overtime. Making money with a wine factory requires both patience and a rather large investment of 30 to 50 euros . It's best to start small at first   1 branch a q5 mean of production and between 5-10 workplaces . You wont be making any money sooner then 2 months but after that your factory will be making huge profits.

Let's do some math :

• We will assume you manage to produce 20 bottles of wine/day with a manufacturing cost of 3 USD/bottle meaning 60 USD/20 bottles of wine /day x 30 days = 600 bottles of wine with a production cost of 60 USD/day x 30 days = 1800 USD = 128 GOLD = 22 EURO's.

Expenses per month 22 EUROS

• After 30 days you will have your first 20 bottles of wine ( 13 wellness points each bottle) after that each day another batch of 20 and so on you will be able to sell these for at least 6 USD ( wich means you will double your money ) , after 60 days these 20 bottles of wine will be at 25 wellness points and you will sell them for at least 12 USD wich will mean you will at least 9 USD / bottle.

Wine companies are the most profitable in the game but like i said they require both patience and a rather large investment, depending on your wallet . The secret is to keep the  production running.
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WHAT IS ANNO 1777?

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YES YOU CAN MAKE REAL MONEY IN THIS GAME , THEY’VE ALREADY PAID THOUSANDS OF DOLLARS SO FAR TO PLAYERS

ANNO1777 is an online game that simulates an economic, political and military system, like the real world. You are a citizen of the seventeenth century who fights on all levels to advance the social hierarchy. You can open businesses, become governor or you can build a military empire. Everything is up to you. Unlike other games of this type, the virtual money from ANNO1777 can be exchanged for real money and vice versa. In other words, a financial success in the virtual world of the game becomes a financial success in the real world. ANNO1777 can be played directly from a browser like Internet Explorer and requires no downloads.

The rest of this introduction you can find it in game after you sign up so ill just go right ahead to the GOOD STUFF.

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What can you do in anno ? First of all you need to understand that anno is not a game that requires a monthly fee it’s TOTALLY FREE. Howevere if you do decide to play this game it won’t be easy to start from scracth , in fact you’ll probbaly be working and attacking all day long if you don’t plan on investing any money. The smallest price for a company is 2 euros and that’s for the newspaper other vary between 10 to 50 euros (bank) . In the end you will be the one deciding wether this game is worthy of your time or not . You can make money,  the only problem i see is wether youll make lunch money or REAL money .

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